Helping protect your clients' tomorrows.

Group Benefits, Ltd. is committed to helping you WIN as an independent agent and we are proud to bring you a full-service resource for all of your Life Insurance, Long-Term Care, Disability, and Annuities needs – Life's Solutions @ GBL. Working with Life's Solutions @ GBL means you receive a weekly case status report, multiple training opportunities throughout the year, and a dedicated team to serve you. We are excited to help you and your clients!


 Producer Tools 

In order to help you WIN even more, we have partnered with Brokers Clearing House, Ltd. to bring you access to a wide array of tools, including a life insurance quoting tool, iGo application forms, and carrier forms. The web page with the Producer Tools is our partner's website. For questions or assistance, please continue to utilize your trusted team at Life's Solutions @ GBL.


Click here for our team's contact information!


 Quote Forms 

For quotes, simply click the product button below and download the fillable PDF quoting form.

Once completed, email your completed form to Jennifer Sprague at


The ASAP Life App is for term insurance only and only for the carriers listed on the app. You must be licensed prior to using this application. 
Questions? Contact Jennifer.


 Meet Your Team & Contact Us 

Mike Williams.jpg


(515) 251-1566

Michael G. Williams, CLU

Vice President of Life's Solutions @ GBL and Director of Broker Recruitment at GBL

Mike has almost 30 years of insurance experience and has spent the last decade helping LS@GBL agents succeed. Mike enjoys assisting field agents with case design, product training, and does whatever it takes to ensure the process of working with LS@GBL goes smoothly.

When Mike is not on the road meeting with agents, he can be found at most Iowa State sporting events (GO STATE!) or spending time with his family. Mike is also passionate about ChildServe, a non-profit organization which helps families with children with special healthcare needs, and enjoys volunteering and helping them whenever he can.  

“Be caring, follow the Golden Rule, and eat chocolate.”

Jennifer Sprague.jpg


(515) 330-3072

Jennifer Sprague, CIC, AIS

Director of Sales for Life's Solutions @ GBL

Jennifer is the Southern Belle of the LS@GBL team, as she’s located in Cameron, Missouri. Jennifer worked for Cameron Insurance Companies (CIC) for 23 years – spending 10 years as a life underwriter. In 2010, Jennifer went from life underwriting to assisting agents find coverage for their clients. When Jennifer was a small child, her father passed away suddenly – and without life insurance. Jennifer’s passion stems from her past and she strives to make sure clients and their families are protected for unforeseen events and plan for the future.

When Jennifer is not helping agents and their clients, she is spending time with her two sons. She also volunteers at Camp Quality, which is a local summer camp for children with cancer.

“Helping you plan for the future – one Diet Coke at a time.”